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Earn 3500 Virgin Points with Virgin Money Travel Insurance. Protect Your Trips and Get Rewarded: Thursday Travel Tips

  • Writer: Helena
    Helena
  • Jul 24
  • 3 min read

Updated: Sep 4

Welcome back to Thursday Travel Tips – your go-to series for turning everyday travel essentials into rewarding points.


This week’s tip? Travel insurance that rewards you. But, we did that last week? That was for Avios hunters, this is for the Virgin Points collectors.


Virgin Money ad: "Earn 3,500 points with annual multi-trip travel insurance." Red logo above text. People in background, casual setting.

We all know insurance is a must-have for any holiday. But did you know it can also boost your Virgin Points balance? Currently you could earn 3500 Virgin Points with Virgin Money Travel Insurance.


Here’s how to protect your holiday and get rewarded at the same time.



How to Earn 3500 Virgin Points with Virgin Money Travel Insurance


Earning Virgin Points through Virgin Money travel insurance is honestly so easy:


  • Tap “Get Points” on the offer via the Virgin Red app or website.

  • Purchase an Annual Multi-Trip Travel Insurance policy from Virgin Money.

  • Hold your policy for at least 45 days.

  • Virgin Money will email your promo code within 28 days.

  • Open the Virgin Red app, go to Account, Promo Codes, and enter your code.

  • Your 3,500 Virgin Points will be added to your account.


This offer is available to new policyholders only, so be sure you’re purchasing a brand-new travel insurance plan.


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What Does the Policy Include?


Virgin Money’s Annual Multi-Trip policy is designed for people who plan to travel more than once a year, and it offers cover that’s both comprehensive and flexible.


Sunset over a calm sea in Corfu with a silhouetted tree and rocks in the foreground, mountains in the distance, and a golden-orange sky.
Travel insurance is always a must in our books

Here’s what you get as standard:


  • 12 months of coverage, with up to 94 days per trip

  • Worldwide, Europe or UK cover, just choose what suits your travel plans

  • Up to £750 gadget cover, depending on the level of cover

  • Cover for most medical conditions

  • Optional extras like Winter Sports, Cruise Cover, and Rental Vehicle Excess Waiver

  • Easy online management for policy updates, claims and support

  • Coverage available up to age 80



Choose the Level of Cover That Suits You


Virgin Money offers three levels of travel insurance cover: Red, Silver and Gold. Each tier comes with different cover limits and excess amounts:

Cover

Red

Silver

Gold

Defaqto Rating

★★★

★★★

★★★

Emergency Medical & Repatriation

£10m

£12.5m

£15m

Cancellation Cover

£3,000

£5,000

£7,500

Curtailment & Loss of Holiday

£3,000

£5,000

£7,500

Personal Possessions

£1,250

£2,000

£3,000

Gadget Cover

£500

£500

£750

Personal Money

£500

£750

£1,000

Legal Costs

£25,000

£25,000

£25,000

Policy Excess (per person per claim)

£100

£75

£50


Eligibility: Can You Get Covered?


To purchase Virgin Money Travel Insurance and be eligible for Virgin Points:


  • You must be 18 or older

  • You must live in the UK

  • You must purchase cover before your trip starts

  • You must have the recommended vaccinations for your destination


Points will not be issued on policy renewals, and if the policy is cancelled within the first 45 days (by you or Virgin Money), you won’t receive the reward.



Why This Offer Is Worth Considering


Travel insurance is one of the easiest travel decisions to put off, until it’s too late. Virgin Money’s policy not only helps protect your trip, but it also rewards you for being smart and prepared.


A colorful wooden boat in Koh Tao, Thailand with Thai lettering floats on turquoise water. Distant mountains under a cloudy sky create a serene mood.
Regardless of where you are going, it is always best to be prepared

Final Thoughts: Rewarded for Being Prepared


When it comes to travel insurance, most people think of it as a necessity, not a reward. But Virgin Money flips that idea on its head. With generous cover, simple policy management, and the opportunity to earn Virgin Points, this is one of those travel to-dos you’ll be glad you ticked off early.


So, if you’ve got more than one trip planned in the next 12 months, don’t wait.


Protect your adventures, earn your points, and travel smarter.


Until next week.


Helena


Points Well Made is a passion project of Sam and Helena with a loyal following. If you like what we do, and wish to help us continue to create the content you love, please consider buying us a Kofi, or subscribing monthly. Your help is greatly appreciated. Thank you.

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