Earn 3500 Virgin Points with Virgin Money Travel Insurance. Protect Your Trips and Get Rewarded: Thursday Travel Tips
- Helena
- Jul 24
- 3 min read
Updated: Sep 4
Welcome back to Thursday Travel Tips – your go-to series for turning everyday travel essentials into rewarding points.
This week’s tip? Travel insurance that rewards you. But, we did that last week? That was for Avios hunters, this is for the Virgin Points collectors.

We all know insurance is a must-have for any holiday. But did you know it can also boost your Virgin Points balance? Currently you could earn 3500 Virgin Points with Virgin Money Travel Insurance.
Here’s how to protect your holiday and get rewarded at the same time.
How to Earn 3500 Virgin Points with Virgin Money Travel Insurance
Earning Virgin Points through Virgin Money travel insurance is honestly so easy:
Tap “Get Points” on the offer via the Virgin Red app or website.
Purchase an Annual Multi-Trip Travel Insurance policy from Virgin Money.
Hold your policy for at least 45 days.
Virgin Money will email your promo code within 28 days.
Open the Virgin Red app, go to Account, Promo Codes, and enter your code.
Your 3,500 Virgin Points will be added to your account.
This offer is available to new policyholders only, so be sure you’re purchasing a brand-new travel insurance plan.
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What Does the Policy Include?
Virgin Money’s Annual Multi-Trip policy is designed for people who plan to travel more than once a year, and it offers cover that’s both comprehensive and flexible.

Here’s what you get as standard:
12 months of coverage, with up to 94 days per trip
Worldwide, Europe or UK cover, just choose what suits your travel plans
Up to £750 gadget cover, depending on the level of cover
Cover for most medical conditions
Optional extras like Winter Sports, Cruise Cover, and Rental Vehicle Excess Waiver
Easy online management for policy updates, claims and support
Coverage available up to age 80
Choose the Level of Cover That Suits You
Virgin Money offers three levels of travel insurance cover: Red, Silver and Gold. Each tier comes with different cover limits and excess amounts:
Cover | Red | Silver | Gold |
Defaqto Rating | ★★★ | ★★★ | ★★★ |
Emergency Medical & Repatriation | £10m | £12.5m | £15m |
Cancellation Cover | £3,000 | £5,000 | £7,500 |
Curtailment & Loss of Holiday | £3,000 | £5,000 | £7,500 |
Personal Possessions | £1,250 | £2,000 | £3,000 |
Gadget Cover | £500 | £500 | £750 |
Personal Money | £500 | £750 | £1,000 |
Legal Costs | £25,000 | £25,000 | £25,000 |
Policy Excess (per person per claim) | £100 | £75 | £50 |
Eligibility: Can You Get Covered?
To purchase Virgin Money Travel Insurance and be eligible for Virgin Points:
You must be 18 or older
You must live in the UK
You must purchase cover before your trip starts
You must have the recommended vaccinations for your destination
Points will not be issued on policy renewals, and if the policy is cancelled within the first 45 days (by you or Virgin Money), you won’t receive the reward.
Why This Offer Is Worth Considering
Travel insurance is one of the easiest travel decisions to put off, until it’s too late. Virgin Money’s policy not only helps protect your trip, but it also rewards you for being smart and prepared.

Final Thoughts: Rewarded for Being Prepared
When it comes to travel insurance, most people think of it as a necessity, not a reward. But Virgin Money flips that idea on its head. With generous cover, simple policy management, and the opportunity to earn Virgin Points, this is one of those travel to-dos you’ll be glad you ticked off early.
So, if you’ve got more than one trip planned in the next 12 months, don’t wait.
Protect your adventures, earn your points, and travel smarter.
Until next week.
Helena
Points Well Made is a passion project of Sam and Helena with a loyal following. If you like what we do, and wish to help us continue to create the content you love, please consider buying us a Kofi, or subscribing monthly. Your help is greatly appreciated. Thank you.
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