Rewards card offers you might have missed: April 2026

It's been a busy few weeks for card offers. Amex has refreshed both Gold and Platinum. The Marriott Bonvoy Amex is back at triple. Virgin Money has doubled both Virgin Atlantic cards. Hilton has refreshed both debit cards with a boosted bonus on the Plus.

Five separate articles in three weeks felt like enough excuse to pull them into one place. Here's a quick rundown on the rewards cards with offers, with the full breakdowns linked if you want to look further into any of them.

Hilton Honors debit cards

The Plus card's bonus has been doubled to 30,000 Hilton Honors points, requiring £2,500 of foreign currency spend in six months. Fee is £150 a year. Holders get Hilton Gold status (free breakfast, room upgrades where available).

The standard card now offers 5,000 points for £1,000 of foreign currency spend in 12 months, with the first-year fee halved to £30 (it's normally £60). Comes with Silver status.

Both are debit cards, not credit cards, connected to your existing bank account through open banking. No new account, no credit check beyond ID verification.

Two new features apply to both: card spend now earns Elite Qualifying Nights, up to 30 a year on the Plus and 15 on the standard. And there's a renewal points bonus if you spend enough across the year to trigger it.

The catch is that the FX fees have moved in the wrong direction. The Plus card was 0%, now it's 0.5%. The standard card was 0.5%, now it's 0.99%.

Offers end 28 May 2026. Full breakdown here.

Virgin Atlantic credit cards

The Reward+ is offering up to 36,000 Virgin Points: 18,000 on your first purchase, another 18,000 if you spend £3,000 within 90 days. Fee is £160 a year. Outside of promo windows you'd only ever get the first 18,000, so this is double the usual offer.

The free Reward card has been doubled too, to 6,000 Virgin Points (3,000 on first purchase, 3,000 at £1,000 within 90 days).

Both cards have no foreign exchange fees in Europe, which is unusual for a UK rewards card. The Reward+ earns a Virgin Atlantic Reward Voucher at £10,000 of spend in a membership year. The free card needs £20,000 to trigger the same voucher.

Eligibility is six months, not 24. If you closed your Reward+ in October last year, you can apply for it again now.

Offer ends 18 May 2026. Full breakdown here.

American Express Preferred Rewards Gold

40,000 Membership Rewards points for £5,000 of spend in six months, with the first year's £195 fee waived. Apply via a referral link and the bonus jumps to 45,000.

Membership Rewards convert 1:1 into Avios and at varying ratios into Virgin Points and a handful of other programmes. So 45,000 MR is essentially 45,000 Avios sitting in waiting, with the option to send them elsewhere if a better redemption appears.

The Gold is the most accessible of the Membership Rewards cards, and £5,000 over six months is realistic for most people running normal household spend through one card.

The standard 24-month rule applies: no personal Amex held in that window.

Offer ends 26 May 2026. Full breakdown here.

The Platinum Card from American Express

75,000 Membership Rewards points plus a £250 Amex Travel Credit for £10,000 of spend in six months. Via a referral link, the bonus rises to 100,000 points (the £250 credit is the same either way). Annual fee is £650, refunded pro-rata if you cancel.

£10,000 in six months is the part to think hard about. If your normal spending can pass through the card and clear that inside the window, then great. If you'd be force-spending to hit it, it isn't.

Eligibility is the slightly looser version of the 24-month rule: no Membership Rewards-earning Amex in that period. A BA, Marriott, Nectar or cashback Amex doesn't disqualify you, which catches a lot of people out the right way.

Offer ends 26 May 2026. Full breakdown here.

Marriott Bonvoy American Express

60,000 Marriott Bonvoy points for £3,000 of spend in three months, triple the usual 20,000. Fee is £95 with no first-year waiver. Same 24-month Amex rule as the Gold and Platinum.

The points themselves transfer into over 40 airline programmes at 3:1, with a 5,000-mile bonus when you move 60,000 in one go. For several of those airlines, the Marriott Bonvoy Amex is the only UK card that earns their miles. Holders also get 15 Elite Night Credits a year and automatic Silver status, both of which stack with the Marriott debit cards if you're chasing higher tiers.

The 2.99% FX fee makes it a UK-spend-only proposition. Use it at home, transfer the points where you need them.

Offer ends 26 May 2026. Full breakdown here.

Sam

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