Big New Bonuses For American Express Business Cards

American Express hasn’t stopped with the insanely good new personal card sign up bonuses, it’s also unveiled two eye-watering new sign-up offers for business owners. Whether you’re running a limited company, freelancing, or even managing a side hustle, these cards could unlock a huge stash of Membership Rewards points alongside a bundle of practical perks.

Two new eye-watering new sign-up offers for business owners from American Express

And yes, 120,000 points is on the table if you choose the top-tier option. Here’s the lowdown on both business card deals, along with the everyday benefits that can help your business spend go further.

Just a quick heads-up: Points Well Made is here to dish out the juicy details on miles and points, but we’re not your financial advisers. Any decisions you make regarding products featured on this site are your own responsibility, and you should always consider whether a product suits your personal circumstances. While we chat about all manner of lender goodies, we’re not a lender ourselves. Remember, you know you best.

American Express Business Gold Card

• Sign-up bonus - 60,000 Membership Rewards points when you spend £6,000 in the first three months

• Fee - Free in year one (then £195 annually if you keep it)

• Who qualifies? - Everyone, there are no restrictions on eligibility for the bonus

• APR - Charge card – balance must be settled in full each month

60,000 Membership Rewards points when you spend £6,000 in the first three months

The Business Gold Card is designed as a flexible, cost-effective entry point into Amex rewards for businesses of all sizes. With no fee in the first year, it’s a low-risk way to earn a sizeable haul of Membership Rewards points while also streamlining your expenses.

Other Perks You’ll Enjoy With Business Gold

• Membership Rewards points – Earn 1 point per £1 spent on virtually all purchases, with no cap and no expiry, plus 10,000 bonus points each quarter if you spend £20,000 in that period.

• Flexible cashflow – Up to 54 days to pay, interest-free, giving you room to manage working capital.

• Expense management tools – Generate reports, integrate with accounting software like QuickBooks or Xero, and keep track of spend easily through the Amex app or online portal.

• Employee cards included – Add up to 20 complimentary employee cards, letting you collect points on business spending while maintaining oversight and limits.

• Insurance and protection – Includes purchase protection (up to £2,500 within 90 days), refund protection (up to £300 if a retailer won’t refund you), and travel accident cover up to £250,000.

• Travel perks – Book hotels via The Hotel Collection for benefits such as upgrades (when available), late checkout, and US$100 credit to spend during your stay.

• Dell Technologies credit – Receive up to £50 statement credit on Dell purchases twice a year, adding up to £100 annually (enrolment required).

• Amex Offers – Access tailored savings with a wide range of retailers and suppliers, credited back to your account.

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American Express Business Platinum Card

• Sign-up bonus - 120,000 Membership Rewards points when you spend £12,000 in the first three months

• Fee - £650 annually (pro-rata refund if you cancel, and often deductible as a business expense)

• Who qualifies? Everyone, there are no restrictions on bonus eligibility

• APR - Charge card – balance must be settled in full each month

120,000 Membership Rewards points when you spend £12,000 in the first three months

The Business Platinum Card is the flagship of Amex’s business range, combining a six-figure bonus with a suite of premium benefits designed for frequent travellers and businesses that want more from their spend.

Other Perks You’ll Enjoy With Business Platinum

• Membership Rewards points – Earn 1 point per £1 spent with no limits, plus the flexibility to transfer to travel partners like Avios, Virgin Points, and major hotel schemes.

• £200 annual Amex Travel credit – Each membership year, you’ll receive £200 to spend on eligible bookings through American Express Travel.

• Global lounge access – Unlimited access for you and a guest to over 1,300 lounges worldwide, including Priority Pass, Centurion Lounges, and other partner lounges.

• Hotel elite status – Complimentary elite status with Hilton Honors, Marriott Bonvoy, and Radisson Rewards, helping you unlock room upgrades, late checkouts, and other perks.

• Fine Hotels + Resorts – Book luxury properties with benefits including daily breakfast, guaranteed 4pm checkout, and on-property credits.

• Insurance protection – Comprehensive worldwide business travel insurance, car hire cover, purchase protection (up to £2,500), and refund protection (up to £300).

• Employee cards – Issue complimentary Platinum and Gold employee cards to trusted team members, helping you rack up points faster while retaining full visibility.

• Expense management tools – Export data directly to your accounting systems, manage cashflow with up to 54 days to pay, and access detailed analytics through Amex platforms.

• Dell Technologies credit – Like Business Gold, you can claim up to £100 annually in Dell statement credits (enrolment required).

• Amex Offers & Experiences – Save money with partner offers and get priority access to events, dining, and more.

Huge New Business Card Bonuses from American Express: Final Thoughts

With up to 120,000 Membership Rewards points on the line, these new business card offers from American Express are some of the most generous we’ve seen. The Business Gold Card gives you a no-fee entry point in year one, with practical tools for managing expenses. Meanwhile, the Business Platinum Card is a powerhouse - combining premium travel perks with a six-figure points bonus that could cover long-haul flights in style.

Both offers are available until 14 October 2025, making now the perfect time to weigh up which card best fits your business needs.

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